Invest in mutual funds, treasury bills and real estate, save for your goals and spend in dollars, from one naira wallet.
Invest in mutual funds
Straight from your naira wallet.
Explore fundsOne wallet
How it works
Fund it by bank transfer or card, then move your money where it needs to go.
01/Invest
Choose from four mutual funds or treasury bills, straight from your wallet. Each one shows its risk level and estimated returns before you confirm.
Investments carry risk. Returns shown in the app are estimates and rates may change.
02/Save
Name a target, pick a date and top up whenever you can. Lock it if you'd rather not touch it until the day comes.
03/Spend
Fund a USD virtual card from your naira wallet and use it online. Freeze it in one tap whenever you want.
04/Real estate
Co-own vetted properties in Lagos and Abuja alongside other investors, and follow each project's progress from the app.
Illustrative listing. Returns are not guaranteed.
05/Pay
Buy airtime and data, and pay for electricity, cable TV and internet in a few taps.
Get started
Every product runs from your AstraVest wallet. Start with the one that suits your goals and add more over time.
Mutual funds
Choose from four funds, from conservative to growth. Each fund carries a risk label.
Invest in mutual fundsTreasury bills
Buy short-term treasury bills from your naira wallet.
Invest in treasury billsReal estate
Co-own vetted properties in Lagos and Abuja without buying a whole building.
Invest in real estateTarget savings
Name your goal, set an amount and a date, and lock your savings until you get there.
Start saving
Why we're here
Behind every balance is a plan: rent due next month, a child starting school, parents you look after, a business you're slowly building.
We're a team of technologists and professional investors who wanted one calm, honest place to save and invest for all of it. No jargon, no hard sell.
Bring the money conversation to your campus.
Our campus ambassadors help students talk about saving and investing with the people around them.
Become an ambassadorSecurity
We use bank-grade security to keep your account safe, and work only with licensed, regulated partners.
How we keep you safeBank-grade encryption
Your personal and financial information is encrypted and stored securely.
Regulated partners
Investments are handled with licensed partners registered with the SEC Nigeria.
You stay in control
Every transaction needs your approval, and you can freeze your card in one tap.
For business
Astrabiz is the business side of AstraVest: one account to pay international suppliers, hold multiple currencies and settle cross-border trade, built for African businesses going global.
International transfers
Pay suppliers and partners in 100+ countries.
Multi-currency accounts
Hold and send money in leading currencies from one dashboard.
Built for trade
For importers, e-commerce sellers and manufacturers, on web and mobile.
FAQs
Answers to the questions we hear most.
AstraVest gives users one verified naira wallet to save, invest in mutual funds, treasury bills and real estate, pay bills, and spend with a USD virtual card.
AstraVest works with partners who have been vetted and regulated. Your money with them is backed by strong balance sheets of over $140M in assets and strong liquidity.
All investments carry some risk, and the value of investments can go down as well as up.
You can invest in four mutual funds, each managed by a licensed fund manager:
The risk labels describe each fund, not a recommendation. Choose the fund that fits your goals and how much risk you are comfortable with.
Treasury bills are short-term securities issued by the Central Bank of Nigeria on behalf of the federal government.
To invest, you choose an offer and a tenor. The rate is shown before you confirm, and rates may change between offers.
AstraVest was built with security in mind at all levels of interaction. Customer data is encrypted and securely stored. We do not store your card information as we work with a PCIDSS-compliant payment processor to handle all our customers’ card details. The PCIDSS is a standard guide, globally, that all reputable payment processors must adhere to.
To withdraw your money, go to your wallet and click the withdraw button, enter the amount you want to withdraw and select the bank account you want to withdraw to. The funds will hit your account in a short time usually within a day. Before attempting withdrawal, please ensure you have added a bank account to your profile. Withdrawal will be made to your registered bank account.
